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Retirement Planning     

"Information about money is more valuable than money."     

Walter Wriston, Former CEO Citibank

Bridge to Your Financial Future

Golden Gate Advisors, Inc. helps you plan your retirement in several ways. It is estimated that approximately half of all US workers will retire by 60 years old, yet the average worker doesn't start saving for retirement until they are in their late thirties and even then the average savings rate is less than five percent of gross income. The average retiree can expect to be retired for a period of 20-25 years. Retirement life expectancy is expanding while work life expectancy is contracting. We help by calculating how much you should be saving for retirement each year by working with you to determine the following:

1. Capital needs projections at retirement. 

2. Planning for investment and saving before retirement so that retirement goals are met. 

3. Qualified Plans (Defined Benefit and Defined Contribution) and Non-Qualified Plans available to the client are analyzed and recommendations are given to improve performance.

4. Combining retirement planning with tax planning for maximum utilization of the tax deferred IRS code provisions. 

 

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